RV Insurance in New York
RV insurance coverage depends on the type of policy you choose. Some options available for RV insurance include collision, comprehensive, and liability. Worthington Carroll Agency provides RV insurance to protect your RV while on the road and while parked. We are located in Port Jervis, NY.
RV Insurance Requirements
All motor vehicles, including Class A, B, and C motorhomes, must legally be insured with the minimum liability insurance in New York. Here are the minimum limits:
- Bodily injury for each person for $25,000
- Bodily injury for two or more people for $50,000
- Property damage for each accident for $10,000
RV Insurance Coverage
Here is what RV insurance covers:
- Bodily injury liability- If you cause an accident with your RV and injure another person, this will cover the other person’s medical expenses and loss of wages.
- Uninsured/underinsured- This will protect you against other drivers who don’t have insurance or do not have enough to cover injuries or damages they have caused.
- Property damage liability- If you are liable for an accident, this will cover damage expenses for the other person’s property or vehicle.
- Collision- No matter who causes the accident, this will cover damage to your RV if you are involved in an accident with another motorist.
- Medical payments- This covers the medical bills for you and your passengers, no matter who causes an accident.
- Comprehensive- This will cover the repair costs if your RV is damaged following a storm, vandalism, or theft.
- Vacation liability- If an accident occurs to your RV while it’s being used as a temporary residence, this will provide physical damage coverage for repair expenses.
Contact Worthington Carroll Agency
Give us a call here at Worthington Carroll Agency today to receive a quote for RV insurance. We are located in Port Jervis, NY. Our agents will assist you in finding the right policy for your needs.
