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Why Commercial Insurance is Essential for Small Businesses in New York

Commercial insurance includes a set of insurance policies that are designed to protect small businesses and their owners from the unexpected. Knowledgeable insurance experts at Worthington Carroll Agency in Port Jervis, NY can answer your commercial insurance-related questions and help you choose the best insurance policy for your New York-based small business! 

Why Commercial Insurance is Essential for Small Businesses in New York 

Small business owners operating in New York have learned that running a small business can be a challenging and costly endeavor — without the proper commercial insurance protection. 

Commercial insurance can help protect business owners in New York from the following financial claims:

Property Claims 

Commercial property insurance is a business that protects the physical assets of your New York-based business. Protected items include buildings, equipment, inventory, and other business property. 

Professional Liability Claims

Covered policyholders have peace of mind knowing their small business is protected from professional liability claims. These coverages are also known as "errors and omissions" insurance which protects commercial insurance holders from legal expenses and claims that arise from mistakes or errors in the delivery of services. 

Loss of Business Income

One of the best benefits of having commercial insurance is that it helps protect your business income from financial loss.

This is especially important for new businesses just starting, where even a dollar in lost revenue can make the difference in operating or shutting down your business. 

We Can Help!

Are you a New York-based business owner looking for the best commercial insurance? Our insurance experts at Worthington Carroll Agency in Port Jervis, NY can answer your commercial insurance questions! Reach out to us today, and we’ll provide you with free insurance quotes.

  • Foremost
  • National General Insurance company
  • New York Central Mutual
  • The Hartford
  • Travelers Insurance co.

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