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Worthington Carroll Agency

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Port Jervis, NY 12771

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Is Flood Insurance Required in NY?

If you own a home in Port Jervis, NY, you are probably quite proud of your investment. One thing that you’re likely to do is to ensure that you properly protect your home. One way that homeowners properly protect their homes is by purchasing homeowners insurance. However, homeowners insurance has its limitations, and one thing that it doesn’t cover is flooding. This might lead you to wonder if flood insurance is required in New York. 

Flood Insurance is Optional

Flood Insurance is an optimal add-on. It can be very beneficial insurance to have because floods can cause a great deal of damage, and you never know when flooding might occur. Port Jervis NY is a high flood area, and forecasters are expecting major flooding in this area within the next 30 years. This is why it’s a very good idea to ensure that you add flood insurance to your homeowners’ insurance policy because it can save you a great deal of money and stress. 

Is Flood Insurance Expensive?

Flood insurance can sometimes be expensive, which is why we at Worthington Carroll Agency keep our rates as low as possible. We know how important it is for home and business owners to purchase flood insurance, so we try to make it high-quality yet affordable. It’s best to shop around before deciding on an insurance agency, so you can be sure you’re getting the best rates as well as the best coverage possible. 

Worthington Carroll Agency Is Here To Help

So, if you’ve decided that purchasing flood insurance is something you want to do to further protect your home, you should give us a call at Worthington Carroll Agency in Port Jervis, NY. One of our friendly and professional agents will be more than happy to provide you with a quote for any type of insurance you might be seeking.  

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