When you entrust your Port Jervis, NY business to the Worthington Carroll Agency for insurance, you receive a custom commercial policy tailored to your business needs. Wondering how we can create this custom policy for you? Our insurance agents take the time to get to know you and your business through conversational interviews to recommend the best coverage for your enterprise.
Liability Concerns
We start by asking about your business’s location, particularly the building where it is based. Each policy starts with liability coverage that handles the medical bills of a visitor injured at your premises. It covers mishaps such as slip-and-fall incidents, minor accidents in your parking lot, and more. Some businesses, like law and medical practices, need to carry malpractice insurance. Moreover, any business owner with employees must secure workers’ compensation insurance to comply with state and federal laws.
Structural Protections and Inventory
We add other coverage to this foundational policy depending on your business type. For instance, if you own the building, we recommend getting property insurance to safeguard the structure, as well as coverage for your inventory and business equipment. If your commercial building features plate glass or mirrors—common in dance studios—we suggest glass insurance. Buildings with boilers or other mechanical furnaces need coverage from a boiler policy.
Commercial Auto for All
We want to inquire about your weekly schedules and deliveries as well. If your clients primarily visit your business location and you don’t make deliveries, commercial auto insurance may not be necessary. However, if your job involves driving your vehicle for meetings at various regional business locations or delivering goods, you need commercial auto coverage. Short- and long-haul trucking businesses require a specialized set of commercial auto coverage known as trucking insurance.
Contact Us Today
Call or email Worthington Carroll Agency today and let us craft the commercial insurance policy that best protects your Port Jervis, NY business. Let us help safeguard your business’s bottom line.
